This document is published in accordance with the provisions of Rule 3(1) of the Information Technology (Intermediaries guidelines) Rules, 2011 which require the publishing of the rules and regulations governing the use and access of www.mymolive.com and related sites and the mobile application of the platform Windows, Android, iOS and Blackberry(collectively, the "Website")
MYMONEWS. and its affiliates and / or branches (hereinafter together "MYMONEWS") provide a collection of online News resources which include classified advertisements and forums (collectively, the "Service") on the website www.mymonews.com and related sites and the mobile application of the platform (collectively, the "Website").MYMONEWS Web site and Mobile App acts as a mere venue/platform for our members to disseminate news and related information, interact and other business services by way of sharing , through our on-line exchange. The MYMONEWS do not take part in the actual dissemination of news items that takes place between the users and hence is not a party to any transaction. As a User, your access to and use of the Site are conditional upon your acceptance of and continuous compliance with these Terms and Conditions at all times. By accessing, browsing and/or using the Site and/or availing any of the Services and/or Indirect Services, you agree to be bound by these Terms and Conditions and all rules, guidelines, policies, terms and conditions applicable to the Site and/or Services and/or Indirect Services being provided by MYMONEWS (Policies), as may be modified by MYMONEWS from time to time, which shall be deemed to be incorporated in these Terms and Conditions by reference, unconditionally and at all times. MYMONEWS shall have the sole right to change, modify, add or remove these Terms and Conditions or any of its Policies relating to the provisions of Services on the Site including the Indirect Services, at any time without any prior written notice or intimation. It is hereby clarified that each User shall be responsible for reviewing the Terms and Conditions and Policies on the Site periodically and keep updated.
2. User Eligibility
The Services on the Site and the Indirect Services are only available to persons who are competent to enter into legally binding contracts under the Indian Contract Act, 1872 ("Contract Act"). Any person who shall be considered as incompetent to contract as per the provisions of the Contract Act including minors, un-discharged insolvents etc. are not eligible to use the Site ("User"). Any person using the Services and the Indirect Services on behalf of a proprietor/ partnership/ firm/ company, represents and warrants that it is duly authorised by the User to accept the Terms and Conditions and the Policies and that such person has the authority to bind the User to these Terms and Conditions and the Policies. The users shall, while accessing the app/ web site, must follow/abide by the related laws. MYMONEWS is not responsible for the possible consequences caused by your behaviour during use of web site. MYMONEWS may, in its sole discretion, refuse the service to anyone at any time. The service shall not be available to temporarily or indefinitely suspended members of web site. In such case, MYMONEWS shall not be liable to any party for any direct, indirect, special or other consequential damages, including, without limitation, any lost profits, business interruption or otherwise.
The Site is an partially online and partially offline News and information sharing platform provided by MYMONEWS to its User's for (i) share the news items, news related information, representation of news items in any visible form and (ii) to provide news feeds available from various online/ offline media. It is hereby clarified that MYMONEWS is merely sharing news items and information feeds from various online and offline media and therefore do not expressly or impliedly warranties the authenticity, truthfulness, correctness and sufficiency of information made available through the app. MYMONEWS shall not a party to any transaction between the Users of the Site and shall not be responsible in any manner whatsoever for any representations made by a User on the Site.
MYMONEWS shall also provide such other services as may be included and modified by MYMONEWS from time to time. The Services and Indirect Services are governed by these Terms and Conditions and all applicable Policies of the Site, as may be amended from time to time and shall be deemed to be incorporated in these Terms and Conditions by way of reference. Unless expressly stated otherwise, any new features that augment or enhance the current Services and Indirect Services shall be subject to these Terms and Conditions.
News Feeds along with Links to third party sites are provided by web site as a convenience to user(s) and MYMONEWS has not have any control over such feeds and sites i.e content and resources provided by them. MYMONEWS may allow user(s) access to content, information or services offered by third parties through hyper links (in the form of word link, banners, channels or otherwise) to such Third Party's web site. Users are cautioned to read such sites' terms and conditions and/or privacy policies before using such sites in order to be aware of the terms and conditions of your use of such sites. The user(s) acknowledge that MYMONEWS has no control over such third party's site, does not monitor such sites, and MYMONEWS shall not be responsible or liable to anyone for such third party site, or any content, information or services made available on such a site.
Front end services
i. Services of MYMONEWS
Any user who is having smart phone supporting 2G, 3G or 4 G internet connection may download for free, MYMONEWS App from Google play to subscribe MYMONEWS services. The users acknowledge that the objective of MYMONEWS is to provide for free dissemination of news and information and free access to the users, subject to terms of this agreement. MYMONEWS provides the User's with available News feeds and information along with providing an online platform to the Users to share news items.
ii. Premium Users
MYMONEWS may offer the Users the option of becoming a premium User of MYMONEWS, for which the User shall have to provide the personal information as required by MYMONEWS from time to time and such information provided is verified to be true by MYMONEWS. The Premium Users Shall be entitled for Premium services as may be specified by MYMONEWS from time to time.
iii. MYMONEWS Platform
MYMONEWS provides the news feed from third party online/offline media and do not undertake the information/ news/ photographs/ videos or any other visible representations of news or information to be true, complete, authentic or correct. MYMONEWS may provide the Users with a search engine platform on the Site to enable the Users to share all kinds of news and information.
iv. User Comments
MYMONEWS may provide the Users with a facility to leave their comments on the Site regarding listed Users and the Feeds offered by them. It is hereby clarified that the opinions expressed and the comments provided by the Users are views of the Users and not the views or opinions of MYMONEWS and MYMONEWS shall not have any liability in this regard.
v. Social Sharing
MYMONEWS may provide the Users with the option of posting a link containing information regarding the news feed/information on their respective social networking accounts such as facebook, twitter, skype etc.
Use of the Site
It is hereby clarified that all information/ news feed and the contents in the APP/website are provided by the third party/ user generated content. The User shall independently investigate, analyze and construe the veracity of the information being offered under these Terms and Conditions.
The news feeds/ information provided by the MYMONEWS is only “as is where is basis” and therefore the users may discard any information if found objectionable by the user. If the user have any objection regarding the information, it truthfulness, completeness or any other reasonable grounds of objection shall be duty bound to intimate the objection to the MYMONEWS at the earliest at any rate with in 7 days from the receipt of such information. The user will not raise any objection, institute a complaint or a suit before any competent authority, Civil Court, Consumer Forum or Criminal Courts unless the MYMONEWS removes such information from future dissemination of such information within reasonable time at any rate not less than 30 days.
The user understands that no consideration is obtained from the users for availing the services of MYMONEWS and therefore waives any claim for liquidated damages, unliquidated damages, compensation or any claim of money or engage in any activity which may adversely affect the good will and reputation of MYMONEWS with regard to the feeds provided in the app.
The User sharing a news item on the Site/app, shall duly comply with all requirements specified in these Terms and Conditions and all other applicable Policies of the Site as may be amended from time to time by MYMONEWS.
MYMONEWS shall not be responsible for any errors or omissions in relation to information provided on the Site/app by a User.
The User shall be solely responsible for accuracy of all information and/or validity of the information offered on the Site/ app.
The User uploading a news item on the Site, shall comply with all applicable laws and regulations applicable and shall ensure that all requisite approvals under applicable laws and regulations and will not do or permit anything to be done which might cause or otherwise result in a breach of these Terms and Conditions and Policies.
The User does hereby specifically agrees that it shall, at all times, comply with the requirements of the Information Technology Act, 2000 ("IT Act") as also rules, regulations, guidelines, bye laws and notifications made thereunder, [while assessing or feeding any information/data into the computers, computer systems or computer network of MYMONEWS]. The User does further unequivocally declare that in case of any violation of any provisions of the IT Act and/or rules, regulations, guidelines, byelaws and notifications made thereunder, the User shall be solely responsible, at its sole cost and expenses for all acts, deeds and things and that the User alone shall be liable for civil and criminal liability there under or under any other law for the time being in force.
The User hereby acknowledges and grants MYMONEWS a worldwide licence to reproduce, display and copy the information provided by the User, including the User's intellectual property solely not limited to copyrights for the purpose of hosting the information on the Site.
The User acknowledges that it shall take all precautions as may be directed by MYMONEWS to ensure that there is no breach of security and integrity of the Site.
The User acknowledges that the Site shall provide information pertaining to other User's availing the Services and/or Indirect Services and information pertaining to MYMONEWS. The User hereby agrees that it shall not copy, modify or distribute or misuse any information provided on the Site for its personal use or gain. The User acknowledges that MYMONEWS is the sole and rightful owner of the Intellectual Property and the User agrees not to register, use or file in its own name or in the name of any other person or company any trademarks same or similar or resembling in any manner the Intellectual Property and not to associate the Intellectual Property with its own business, except for the purpose as specified in these Terms and Conditions. In this regard "Intellectual Property" shall mean any and all property in any name, signature, word, letter, numeral or any combination thereof, Trademark, brand name, service mark, trade name, design, logo, know-how, trade secrets whether registered or not, belonging to MYMONEWS.
The User further acknowledges that MYMONEWS may collect, transfer, store and use the information provided by such User on the Site for the purpose of providing the Services and the Indirect Services.
The User acknowledges that MYMONEWS's liability with respect to the Services and Indirect Services shall be limited and shall be as per these Terms and Conditions. MYMONEWS reserves the right, in its sole discretion and without assigning any reason, to exclude certain feeds offered by a User from being displayed on the Site, wherein such Feeds are deemed unfit or unsuitable by MYMONEWS at its sole discretion.
The User agrees and confirms that the sole and exclusive responsibility and obligation of MYMONEWS is to ensure that the Services and Indirect Services are being provided in compliance of all applicable laws, rules and regulations.
The User acknowledges that the Services to the Site/app may be interrupted while browsing, transacting, using or uploading information on the Site. The User's further agree that MYMONEWS reserves the right to suspend the Services and/or Indirect Services, forthwith without assigning any reason whatsoever, at the sole discretion of MYMONEWS.
The User agrees that, if it does not agree to the applicability of any of the Terms and Conditions and the Policies contained herein or other Policies on the Site, then the only remedy a User shall have will be to not use the Services and discontinue using its account on the Site. However till such time that the User uses the Site and avails the Services and/or the Indirect Services it shall be deemed that the User agrees to and shall continue to adhere and abide by the Terms and Conditions and the Policies.
A User shall be required to provide a valid phone number in order to avail the Services provided by MYMONEWS. By registering their phone number with MYMONEWS, the User consents to be contacted by MYMONEWS via phone calls and/or SMS notifications.
The User undertakes and agrees not to host, display, upload, modify, publish, transmit, update or share any information that
i. belongs to another person and to which a User does not have any right to;
ii.is grossly harmful, harassing, blasphemous, defamatory, obscene, pornographic, pedophilic, libelous, invasive of another's privacy, hateful, or racially, ethnically objectionable, disparaging, relating or encouraging money laundering or gambling, or otherwise unlawful in any manner whatever;
iii.harm minors in any way;
iv.infringes any patent, trademark, copyright or other proprietary rights;
v.violates any law for the time being in force;
vi. deceives or misleads the addressee about the origin of such messages or communicates any information which is grossly offensive or menacing in nature;
vii. impersonate another person;
viii. contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer resource;
ix. threatens the unity, integrity, defence, security or sovereignty of India, friendly relations with foreign states, or public order or causes incitement to the commission of any cognisable offence or prevents investigation of any offence or is insulting any other nation.
x. In particular shall not offer for sale or list promotional offers for drugs which are not licensed or drugs or cosmetics which are prohibited under The Drugs and Cosmetics Act 1940 and Dangerous Drugs Act 1930 and Narcotic and Psychotropic Substances Act 1985.
xi. The user shall not offer for sale or list promotional offers which are prohibited under Drugs (Magical Remedies and Objectionable Advertisements) Act 1954.
Xii The user shall not offer any services, promotional schemes which is prohibited under Prize Chits and Money Circulation (Banning) Act, 1978
The User posting Feeds on the Site, shall keep MYMONEWS, its affiliates and group companies, successors, assigns and its respective officers, directors and agents, shareholders, representatives indemnified and defend and hold harmless from and against all actions, proceedings, claims, liabilities (including statutory liability), penalties, demands and costs (including without limitation, legal costs), awards, damages, losses and/or expenses however arising directly or indirectly, including but not limited to, as a result of:
(i) breach or non-performance by the User of any of its undertakings, warranties, covenants, declarations or obligations under these Terms and Conditions;
(ii) any claim or proceeding brought by any of the reader of the Feeds or any other person against MYMONEWS in respect of any Feeds or [a transaction on the Site], whether or not such complaint was settled by the User who posted the Feed or was an unsettled claim;
(iii)any negligent act or omission or default or misconduct or fraud of the User or its agents or its readers;
(iv) any hacking or lapse in security of the Site or the data on the Site;
(v) any act, deed, omission or non-performance on the part of the User which renders the Transaction conducted through the Site invalid.
The User will defend, indemnify and hold harmless MYMONEWS, its directors, officers, employees, representatives and agents against all any liability, damage, loss and expense relating to any claim for infringements of trademark, trade names, other intellectual/industrial property rights or copyrights filed against MYMONEWS or its affiliates resulting from the displaying the and intellectual property on behalf of the User on the Site.
The indemnities provided herein and provisions making reference to the indemnities shall survive the termination of these Terms and Conditions and the Policies.
6. Limitation of Liability
The features and services on the web site are provided on an "as is" and "where is" basis, and web site hereby expressly disclaims any and all warranties, express or implied, including but not limited to any warranties of authenticity, accuracy, reliability, truthfulness of the information posted. All such warranties, representations, conditions, undertakings and terms are hereby excluded. MYMONEWS makes no representations or warranties about the validity, accuracy, correctness, reliability, completeness of any information provided on app or through the web site. MYMONEWS does not represent or warranty that the manufacture Feeds or services offered or displayed on the web site does not violate any third party rights; and makes no representations or warranties of any kind concerning any Feed or service offered or displayed on the web site. Any material downloaded or otherwise obtained through the web site is done at your sole discretion and risk and you are solely responsible for any damage to your computer system or loss of data that may result from the download of any such material. No advice or information, whether oral or written, obtained by you from web site or through or from the web site shall create any warranty not expressly stated herein.
Under no circumstances shall web site be held liable for an delay or failure or disruption of the content or services delivered through the web site resulting directly or indirectly from acts of nature, forces or causes beyond its reasonable control, including without limitation, Internet failures, computer, telecommunications or any other equipment failures, electrical power failures, strikes, labor disputes, riots, insurrections, civil disturbances, shortages of labor or materials, fires, flood, storms, explosions, Acts of God, natural calamities, war, governmental actions, orders of domestic or foreign courts or tribunals or non-performance of third parties. User(s) hereby agree to indemnify and save web site, its affiliates, directors, officers and employees harmless, from any and all losses, claims, liabilities (including legal costs on a full indemnity basis) which may arise from your use of the web site (including but not limited to the display of your information on the web site) or from your breach of any of the terms and conditions of this Agreement.
In the event MYMONEWS is in breach of any of the Terms and Conditions, MYMONEWS will only be liable for losses you have suffered as a direct result. MYMONEWS shall not liable for any other loss due to third party actions, due to defamatory statements or liability for a Feed.
7. Disclaimer of Warranties and Liabilities
It is hereby clarified that the Services and the Indirect Services made available to a User through the Site are provided on an 'as is' and 'as available' basis, and MYMONEWS expressly disclaims any and all warranty except warranty expressly stated herein, including but not limited to any warranties of accuracy, reliability or truthfulness of news feeds. All such warranties, representations, conditions, undertakings and terms are hereby excluded.
The Site may provide links to other Sites of the Users registered and MYMONEWS has no control over, and accepts no liability, obligation, or responsibility for, the content or performance of other web sites. Any such links do not necessarily constitute an endorsement of or any representation regarding the linked website, its content, its owner, its performance, or its owner's Feeds or services.
8. Intellectual Property
The User, where applicable, hereby grants MYMONEWS and its associates and representatives for the purposes of these Terms and Conditions, a non-exclusive, royalty-free, sub-licensable, limited license to use, display and reproduce the Copyrights, service marks and logos of a User, listing its business and Feeds on the Site. The User, where applicable, hereby confirms that such User has the requisite right to use the said marks and logos and to grant permission to use as stated herein. Such User shall retain all intellectual property rights in such marks.
All content on this web site is the copyright of except the third party content and link to third party web site on our website.
MYMONEWS is not an expert in your intellectual property rights, and MYMONEWS cannot verify that the users of Online platform. Users shall therefore assist in identifying listings which you believe are infringing. The users agree that the liability of MYMONEWS for such feeds shall be annulled by removing such listing however by taking down a listing, as a prudential matter, MYMONEWS is not endorsing a claim of infringement.
The user(s) shall not copy, download & reproduce any information, text, images, video clips, directories, files, databases or listings available on or through the web site (the "MYMONEWS content") for the purpose of re-selling or re-distributing, mass mailing (via email, wireless text messages, physical mail or otherwise), operating a business competing with MYMONEWS, or otherwise commercially exploiting the MYMONEWS content. Systematic retrieval of MYMONEWS content to create or compile, directly or indirectly, a collection, compilation, database or directory (whether through robots, spiders, automatic devices or manual processes) without written permission from MYMONEWS is prohibited.
MYMONEWS reserves the right to terminate the account of a user(s) upon any infringement of the rights of others in conjunction with use of the MYMONEWS service, or if MYMONEWS believes that user(s) conduct is harmful to the interests of MYMONEWS, its affiliates, or other users, or for any other reason in MYMONEWS's sole discretion, with or without cause.
Nothing contained herein shall authorize a User to use, display or exploit the intellectual property rights of MYMONEWS without the prior written consent of MYMONEWS.
The User, where applicable, shall keep all the information pertaining to the Services including but not limited to the customer data and the transactions on the Site ("Confidential Information"), confidential and shall not be disclosed to any person other than its officers (to the extent necessary to consummate the transaction contemplated hereby) without the prior written consent of MYMONEWS.
11. General Provisions
Governing Law, Settlement of Disputes and Jurisdiction: Any dispute or claim relating to it, its enforceability or its termination under these Terms and Conditions and the Policies shall be governed by the Arbitration and Conciliation Act, 1996 by a sole arbitrator appointed by MYMONEWS. The arbitration proceedings shall be held in English language or any vernacular language at Thrissur District, Kerala State. The courts at Thrissur, Kerala State shall have exclusive jurisdiction over any disputes relating to the subject matter herein.